Choosing the right crypto exchange in Australia isn’t just about low fees. In 2025, traders and investors want platforms that combine safety, features, and reliable AUD deposit methods. With the Australian crypto market growing fast, here’s a breakdown of the best exchanges that Aussies can trust this year.
1. CoinSpot – Best for Beginners
CoinSpot is one of the most popular crypto exchanges in Australia, known for its simple design and wide range of coins.
Key Features
- Supports 400+ cryptocurrencies
- Easy AUD deposits via PayID, POLi, BPAY, and card
- NFT marketplace and CoinSpot Mastercard
- Strong compliance with AUSTRAC regulations
Fees
- Market trades: 0.1%
- Instant buy/sell: 1%
Why Choose CoinSpot?
Perfect for beginners who want a secure, regulated, and feature-rich platform.
2. Swyftx – Best for Low Fees and Staking
Swyftx is designed with user-friendliness in mind, offering great educational resources and demo trading for new users.
Key Features
- 300+ coins available
- Built-in staking for passive income
- Mobile app with portfolio tracking
- Instant AUD deposits with PayID and bank transfer
Fees
- Flat 0.6% fee (discounts for high volumes)
Why Choose Swyftx?
Ideal for traders who want to stake crypto and enjoy lower overall fees.
3. Independent Reserve – Best for Institutions and SMSFs
Independent Reserve focuses on security and compliance, making it popular with high-net-worth investors and institutions.
Key Features
- Deep liquidity and OTC desk
- SMSF support for crypto investing
- Strong security with insurance coverage
- Transparent fee discounts for large traders
Fees
- Standard: 0.5%
- High-volume: As low as 0.02%
Why Choose Independent Reserve?
Trusted by professionals who need security, liquidity, and compliance.
4. Binance Australia – Best for Low-Cost Trading
Binance offers global liquidity and some of the lowest trading fees available.
Key Features
- 350+ coins supported
- Advanced trading options (futures, margin)
- AUD deposits via PayID and bank transfer
- High liquidity for faster execution
Fees
- Trading fees: 0.1% (discounts with BNB token)
Why Choose Binance?
Perfect for active traders who want access to deep liquidity and advanced tools.
5. Kraken Australia – Best for Advanced Traders
Kraken is a global exchange known for its reliability, security, and professional trading features.
Key Features
- Margin trading and futures available
- Proof-of-reserves audits for transparency
- AUD deposits with PayID and bank transfers
- Cold storage and multi-layered security
Fees
- Maker: 0.16%
- Taker: 0.26%
Why Choose Kraken?
Great choice for experienced traders who value transparency and advanced features.
6. CoinJar – Best for Spending Crypto
CoinJar is one of the oldest Australian crypto exchanges, with a focus on usability and payment integration.
Key Features
- CoinJar Card for spending crypto like cash
- Simple mobile app and desktop platform
- Multi-currency wallets (AUD and GBP)
- Long-standing Australian reputation
Fees
- Instant buy/sell: ~1%
- Exchange trading: 0.1–0.2%
Why Choose CoinJar?
Excellent for everyday users who want to easily spend and manage crypto.
Also Check: How to Track Whale Wallets and Copy Their Crypto Moves
Quick Comparison
| Exchange | Best For | Fees | AUD Deposit Options | Special Features |
|---|---|---|---|---|
| CoinSpot | Beginners | 0.1% / 1% | PayID, POLi, BPAY | NFT marketplace, Mastercard |
| Swyftx | Staking & Low Fees | 0.6% → 0.1% | PayID, Bank transfer | Staking, demo trading |
| Independent Reserve | Institutions & SMSFs | 0.5% → 0.02% | PayID, Bank transfer | OTC desk, insurance |
| Binance Australia | Active Traders | ~0.1% | PayID, Bank transfer | Advanced trading, high liquidity |
| Kraken Australia | Advanced Trading | 0.16% / 0.26% | PayID, Bank transfer | Futures, proof-of-reserves |
| CoinJar | Everyday Spending | ~1% / 0.1–0.2% | PayID, Bank transfer | CoinJar Card, simple design |
Final Thoughts
- Beginners should start with CoinSpot or Swyftx for simplicity and security.
- High-volume traders and institutions will find Independent Reserve the best option.
- Advanced traders should consider Kraken or Binance for low-cost and pro tools.
- Everyday spenders will enjoy CoinJar’s debit card and simplicity.
No matter your strategy, always check for AUSTRAC regulation, security features, and transparent fees before choosing an exchange.